"Education employees hired after Jan. 1, 2011 are enrolled in Tier Two of either the Teachers’ Retirement System (TRS), the State Universities Retirement System (SURS) or the Illinois Municipal Retirement Fund (IMRF). In a nutshell, this means these teachers have to work until age 67 to retire with your full benefits. Teachers hired prior to this date only have to work until age 55, if they have 35 years of service. There are also drastic differences in the salary teacher's retirement income will be based upon and on the cost-of-living adjustments teacher's pension earns post-retirement. We believe Tier 2 is a major flaw in an educator's pension system, and it is causing many to switch careers or choose not to begin a career in education in the first place." - Illinois Education Association